The right funding. The right lender. First time.

We arrange £200k to £100m facilities for UK businesses and property investors, with whole-of-market access to 650+ lenders. One senior adviser, a credit paper lenders take seriously, and no upfront fee.

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No credit search and no obligation.

arranged for UK businesses: £165m+arranged for UK businesses
lenders on our panel: 650+lenders on our panel
indicative terms on most deals: Same dayindicative terms on most deals
upfront fee, ever: £0upfront fee, ever

Finance we arrange

Every type of business finance, under one roof

Tell us what the money is for. We will tell you which facility fits, and which lenders will back it.

Business loansSenior term loans, secured or unsecured, from 6.5% a year.£200k to £100m Revolving credit facilitiesCommitted lines from 2.5% over Bank Rate, interest only on what you draw.£200k to £100m Acquisitions and debt advisoryAcquisitions, MBOs and MBIs at up to 5x EBITDA, run end to end.£200k to £100m Growth Guarantee SchemeGovernment-backed lending where security is limited.Up to £2m Asset based lendingOne revolving facility across receivables, stock, plant and property.£2m to £100m Invoice financeUp to 90% of eligible invoices, 95% to 100% in some sectors.From £200k Trade and supply chain financeUp to 100% of supplier cost, on terms of up to 180 days.From £200k Asset financeUp to 100% of the cost of machinery, vehicles and equipment.From £200k Commercial mortgagesFrom 1% over Bank Rate, up to 75% loan to value, up to 25 years.£1m to £100m Bridging financeFrom 0.69% a month, up to 100% loan to value with additional security.£1m to £100m Development financeUp to 72.5% of GDV and 90% of costs with mezzanine.£5m to £100m Investment and portfolio financeRefinancing and growing residential and commercial portfolios.£1m to £100m

Industries we fund

Specialists in how your sector borrows

A care home is valued on occupancy, a SaaS business on recurring revenue, a retailer on stock bought a season early. We structure every deal around what your lenders will really look at.

RetailFashion and footwear, Homeware and furniture, Health and beauty E-commerceD2C and Shopify brands, Amazon and marketplace sellers, Subscription brands Consumer brands and FMCGFood and snacks, Soft drinks and alcohol, Health and beauty Hospitality and leisurePubs and bars, Restaurants and cafes, Hotels and B&Bs HealthcareMedical devices and diagnostics, Care homes and supported living, Private hospitals and clinics Food and drink producersFood manufacturers, Bakeries, Meat and poultry processing Construction and contractorsMain contractors, Groundworks and civils, M&E and building services Transport and logisticsRoad haulage, Couriers and last mile, Freight forwarding Wholesale and distributionImporters, Distributors, Cash and carry ManufacturingEngineering, Automotive, Electronics Technology and SaaSB2B SaaS, Software and platforms, IT services and MSPs Professional servicesLaw firms, Accountancy practices, Management consultancies Recruitment and staffingTemporary staffing, Contract recruitment, Executive search Property developersResidential schemes, Build to rent and PRS, Purpose-built student housing Property investors and landlordsPortfolio landlords, Commercial investors, HMOs

Explore all industries

How it works

From first call to funded

A clear process, run by one adviser, with every step visible in your client portal.

01Day 1
One conversation
A call or the online check. We learn the business, the numbers and exactly what the money is for.
02Days 2 to 3
A credit paper lenders respect
We write your case the way a credit committee reads it, so it is judged on its strengths.
03Within a week
Matched to the right lenders
Chosen from our panel by what each lender has actually funded, not a mass mail-out.
042 to 6 weeks
Terms compared, funds drawn
We negotiate, compare offers with you and run the process through to drawdown.

One senior adviser

The same person from first call to funds in your account. No hand-offs.

The right lenders first time

Fewer, better-targeted applications protect your credit file and your time.

Track it live

Your client portal shows documents, progress and every update.

£0 upfront

No fee to get started. We are paid when your facility completes.

Who we fund

Minimum requirements to apply

Our panel supports a wide range of businesses, from profitable SMEs to companies with a complicated history. Most UK businesses meeting these criteria can access funding.

Turnover: £500k a year or more
Registered in the UK: Limited company, LLP or partnership
Trading history: Six months or more
Funding need: £200k to £100m

Not sure you qualify?

Send us an enquiry first. We will give you an honest view, usually the same day, with no credit check.

Adverse credit considered
Property-backed start-ups
Complex group structures
Several facilities at once
Refinancing existing lenders

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Tools

Know where you stand before you apply

Check what you could raise

Answer a few questions for an indicative range. No credit search.

Start the check

Facility Health Check

Is your current facility still market rate? Find out in 60 seconds.

Check your facility

Finance calculators

Loan repayments, ABL borrowing and property finance.

Open calculators

For accountants, brokers and advisers

Introduce a client. We do the rest.

GBF Refer is our partner programme. Refer a business that needs funding, follow the deal live in your own portal, and share in the reward on every deal that completes. We handle the lenders and keep you and your client informed.

Free to join, signed online in minutes
Every referral tracked live
Paid monthly on completion
Rewards that grow as you refer more

Become a referral partner Partner login

Insights

Guides from the deal desk

Cash flow

All insights

Ready to see what you could raise?

Two minutes online, or send us an enquiry and a specialist will come back to you.

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