Growth Business Finance

Business Finance Broker UK | Growth Business Finance
FCA Authorised Business Finance Broker

Fast, Flexible Finance
for Growing UK Businesses

Growth Business Finance searches 650+ lenders to find the right facility for your business — from working capital and property to trade finance and asset-backed lending. Funding from £200k–£100m, with no upfront fee.

FCA
Authorised & regulated broker
650+
Lenders — true whole of market
£165m+
Arranged for UK businesses to date
£0
Upfront fee — success fee only
How It Works

From First Call to Funded — In Days

A clear, simple process managed entirely by your dedicated Funding Manager.

1

Apply in 2 Minutes

Complete our short application form or contact us directly. No lengthy forms, no credit checks at this stage — just the basics about your business and what you need.

Day 1
2

We Search 650+ Lenders

Your dedicated Funding Manager identifies the most suitable lenders, structures your application, and comes back to you with indicative term sheets — usually the same day.

Day 1–2
3

Funds in Your Account

Accept your preferred offer and we manage everything — due diligence, legal, lender liaison — through to drawdown. Most facilities complete within 3–10 working days.

Day 3–10
Eligibility

Minimum Requirements to Apply

Our lender panel supports a wide range of business profiles — from profitable SMEs to businesses with complex credit histories. Most UK businesses meeting the criteria below can access funding.

Minimum Turnover
£500,000 per annum
UK Registered
Ltd company, LLP or sole trader
Trading History
6+ months actively trading
Funding Requirement
£200,000 – £100,000,000
Bad credit? Several lenders on our panel assess on asset values and cash flow rather than credit score alone — we can often still help. Speak to us first.

Not sure if you qualify?

Talk to one of our Funding Managers. We'll give you an honest assessment within minutes — no jargon, no obligation, no credit check at this stage.

  • Businesses with adverse credit considered
  • Start-ups and early-stage (property-backed)
  • Complex group structures welcome
  • Multiple facilities across different products
  • Refinancing of existing facilities
Check My Eligibility
About Us

The UK's Whole-of-Market
Business Finance Broker

Growth Business Finance is a specialist finance brokerage providing funding of £200k to £100m to UK SMEs and mid-market businesses. We work across the full spectrum of commercial lending — not just a handful of products or lenders.

Where a bank offers one product, we offer the entire market. One conversation with GBF puts your application in front of 650+ banks, funds, challenger lenders, and specialist providers simultaneously.

  • True whole-of-market access — 650+ lenders, banks, and credit funds
  • Dedicated Funding Manager from first call through to drawdown
  • Indicative terms typically the same day — funding often within days
  • No upfront fee — our success fee is earned on completion only
  • FCA authorised and regulated — transparent, professional advice
Finance we arrange
Funding for every
stage of growth
Business Loans
Unsecured & secured facilities
£200k–£10m
Asset Based Lending
Invoice & receivables finance
£250k–£120m
Property Finance
Dev, bridging & mortgages
£1m–£100m
Asset & Trade Finance
Equipment, stock & supplier
£250k–£10m
Revolving Credit
Flexible draw-down facility
£200k–£10m
One conversation · 650+ lenders · No upfront fee
Full Product Range

Every Type of Business Finance, Under One Roof

Beyond our core products, we arrange the full breadth of UK commercial finance — including specialist and structured solutions.

Business Loans

Unsecured facilities with no collateral, or secured loans against property and assets for lower rates and higher amounts. We match you to the right lender across 650+ for working capital, growth, acquisitions, or refinancing.

£200k–£10mSame-day termsNo upfront fee

Asset Based Lending & Invoice Finance

Release cash tied up in your sales ledger, stock, plant, or property. Invoice discounting and factoring facilities provide a continuous revolving line of credit as you invoice. Ideal for fast-growing businesses with strong receivables.

£250k–£120mRevolving facilityDebtor book-based

Property Finance

The full spectrum of property lending — bridging loans for time-sensitive acquisitions or refurbishments, ground-up development finance, commercial mortgages for investment or owner-occupied property, and buy-to-let portfolio lending.

£1m–£100mBridging & DevelopmentCommercial Mortgages

Revolving Credit Facilities

A pre-approved credit line you draw on and repay as your cash flow requires — similar to a business overdraft but larger and more flexible. Only pay interest on what you use. Perfect for managing working capital cycles and seasonal peaks.

£200k–£10mInterest on drawdowns only

Asset Finance

Spread the cost of equipment, vehicles, machinery, or technology over its useful life — preserving your cash and credit lines. Hire purchase, finance lease, and operating lease structures available across all asset classes.

£250k–£10mHP, Lease & Refinance

Supplier & Trade Finance

Fund stock purchases, import orders, or supplier payments — pay your suppliers upfront and repay when your goods are sold or customers pay. Ideal for importers, distributors, and product-led businesses looking to scale their inventory.

£250k–£10mImport & DomesticStock & PO Finance

Bridging Finance

Short-term, asset-backed lending for property purchases, refurbishments, or to bridge a funding gap before longer-term finance is in place. Fast to arrange — often within days. Up to 75% LTV, regulated and unregulated options available.

£200k–£30m1–24 monthsRegulated & unregulated

Development Finance

Ground-up residential and commercial development funding. We work with a panel of specialist development lenders to secure day-one land and build costs, including senior debt and mezzanine structures for larger schemes.

£1m–£100mSenior & MezzanineResidential & Commercial

Commercial Mortgages

Long-term finance for purchasing or financing commercial and semi-commercial property — offices, retail units, industrial premises, and mixed-use buildings. Owner-occupied and investment mortgages arranged across the full market.

£500k–£50mUp to 75% LTV3–25 year terms
Who We Help

Finance Across Every UK Sector

We've arranged finance for businesses across virtually every industry. If your business generates revenue, we can likely find a funding solution.

Retail & E-commerce
Hospitality & Leisure
Technology & SaaS
B2B & Professional
Real Estate
Construction
Healthcare & Care
Logistics & Transport
Food & Beverage
Manufacturing
Client Testimonials

What Our Clients Say

We've helped hundreds of UK businesses access the right funding — here's what some of them have to say.

"Sorted an urgent refinance for us into a larger, more efficient facility, saving us a tonne of money whilst providing the growth funds we needed. Highly recommend."
S
Steve
Owner — Pub Group
"Amazing! Been using Growth Business Finance for a while on multiple facilities for inventory and growth funds. Always professional, always delivers."
K
Kasey
Director — Retail Company
"Raised the funds quickly and professionally for us so we can continue our growth. GBF made it simple and stress-free. Highly recommend to any growing business."
A
Amber
Founder — Ecommerce Brand
"Worked with GBF on multiple ground-up developments — always secured us market-leading rates from lenders that suit our style. An exceptional broker."
H
Hussain
Large Property Developer

Ready to Find Your Funding?

Talk to a GBF Funding Manager today. We'll search 650+ lenders and come back with indicative terms — usually the same day, always at no upfront cost to you.

No upfront fee  ·  FCA Authorised  ·  650+ Lenders  ·  Same-day terms
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