Finance structured for how your sector actually works
Every industry borrows differently. A care home is valued on occupancy, a SaaS business on recurring revenue, a retailer on stock it bought a season early. We structure each deal around the things your lenders will really look at.
No credit search and no upfront fee.
- sector specialisms
- 18sector specialisms
- lenders on our panel
- 650+lenders on our panel
- facility sizes
- £200k to £350mfacility sizes
- upfront fee
- £0upfront fee
Retail, consumer and hospitality
Retail
Stock-led asset based lending, import finance and store rollout funding for multi-site and independent retailers.
Fashion and footwear · Homeware and furniture · Health and beauty · Garden and DIY
Retail financeE-commerce
Revenue-based stock finance, purchase order funding and growth loans for D2C brands, marketplace sellers and subscription businesses.
D2C and Shopify brands · Amazon and marketplace sellers · Subscription brands · Health, beauty and wellness
E-commerce financeConsumer brands and FMCG
Invoice discounting, asset based lending and supply chain facilities for brands selling into major grocers, retailers and wholesalers.
Food and snacks · Soft drinks and alcohol · Health and beauty · Household and personal care
Consumer brands and FMCG financeHospitality and leisure
Freehold pub and hotel mortgages, bridging, site rollout loans and acquisition finance for pubs, restaurants, hotels and leisure operators.
Pubs and bars · Restaurants and cafes · Hotels and B&Bs · Gyms and fitness
Hospitality and leisure financeHealthcare, from medical devices to care homes
Healthcare
Specialist funding across UK healthcare, from medical device makers and clinics to care homes, dental groups and private hospitals.
Medical devices and diagnostics · Care homes and supported living · Private hospitals and clinics · Dental groups
Healthcare financeMedical devices and life sciences
Receivables, stock, tender and growth funding for medical device manufacturers, distributors, diagnostics and medtech scale-ups.
Device manufacturers · Medical distributors · Diagnostics and laboratory · Surgical instruments and consumables
Medical devices and life sciences financeCare homes
Healthcare mortgages, acquisition, bridging and development finance for residential, nursing and specialist care operators.
Residential care homes · Nursing homes · Dementia care · Learning disability services
Care homes financePrivate hospitals and clinics
Equipment, property, fit-out and acquisition funding for private hospitals, day-surgery centres, clinics and dental groups.
Private hospitals · Day-surgery centres · Diagnostic imaging · Ophthalmology
Private hospitals and clinics financeManufacturing, trade and logistics
Food and drink producers
Asset based lending, plant and asset finance and cask funding for food and drink manufacturers, processors, brewers and distillers.
Food manufacturers · Bakeries · Meat and poultry processing · Dairy
Food and drink producers financeConstruction and contractors
Construction invoice finance, plant refinance and contract funding for main contractors, subcontractors and specialist trades.
Main contractors · Groundworks and civils · M&E and building services · Specialist trades
Construction and contractors financeTransport and logistics
Fleet finance, asset refinance and invoice finance for hauliers, couriers, freight forwarders, 3PL warehouses and coach operators.
Road haulage · Couriers and last mile · Freight forwarding · 3PL and warehousing
Transport and logistics financeWholesale and distribution
Facilities across debtors, stock and imports for wholesalers and distributors.
Importers · Distributors · Cash and carry · Building materials
Wholesale and distribution financeManufacturing
Asset based lending across invoices, stock, plant and premises for manufacturers.
Engineering · Automotive · Electronics · Process manufacturing
Manufacturing financeTechnology and professional services
Technology and SaaS
Recurring revenue loans, venture debt, R&D tax credit advances and buy-and-build finance for SaaS, software and IT services businesses.
B2B SaaS · Software and platforms · IT services and MSPs · Cyber security
Technology and SaaS financeProfessional services
Lock-up funding, acquisition finance and partner succession for law firms, accountants, consultancies and advisers.
Law firms · Accountancy practices · Management consultancies · Engineering consultancies
Professional services financeRecruitment and staffing
Payroll funding and invoice finance for temporary and permanent recruiters.
Temporary staffing · Contract recruitment · Executive search
Recruitment and staffing financeProperty developers and investors
Property developers
Development finance from £5m to £350m: senior debt to 72.5% of GDV, stretch senior, mezzanine and equity to 90% of costs and beyond.
Residential schemes · Build to rent and PRS · Purpose-built student housing · Commercial and mixed use
Property developers financeProperty investors and landlords
Portfolio refinancing, commercial mortgages and bridging for property investors.
Portfolio landlords · Commercial investors · HMOs · Semi-commercial
Property investors and landlords financeYour sector not listed?
We fund businesses across almost every UK industry. Tell us what you need and we will tell you honestly what is possible.