Business finance guides and insights
Plain-English guides to UK business finance: how each type of funding works, what lenders look for and how to get the best terms.
Business Growth Finance: How UK Companies Fund Expansion With Debt
How established UK businesses use debt to fund expansion: matching term loans, asset based lending, RCFs and acquisition finance to the growth plan, and what lenders look for.
6 November 2026Business loansMBO Finance for a £1m Management Buyout: How to Fund It and Who to Go To
How a £1m management buyout is usually funded: senior debt, asset based lending, the Growth Guarantee Scheme, a vendor loan note and management equity, with an illustrative example, timeline and FAQs.
4 November 2026Business loansMBO Finance for a £250k Management Buyout: How to Fund It and Who to Go To
How a £250k management buyout is usually funded: a term loan (often under the Growth Guarantee Scheme), invoice finance, seller deferral and management equity, with an illustrative example, timeline and FAQs.
4 November 2026Business loansMBO Finance for a £5m Management Buyout: How to Fund It and Who to Go To
How a £5m management buyout is usually funded: senior or unitranche debt, asset based lending, a vendor loan note and management equity, sometimes with an equity investor, with an illustrative structure, timeline and FAQs.
4 November 2026Business loansMBO Finance for a £500k Management Buyout: How to Fund It and Who to Go To
How a £500k management buyout is usually funded: a senior term loan, invoice finance or ABL against the debtor book, asset finance, a vendor loan note and management equity, with an illustrative example, timeline and FAQs.
4 November 2026Asset based lendingRecruitment Invoice Finance: Funding Payroll as Your Agency Grows
How recruitment invoice finance funds weekly payroll from your sales ledger, what lenders look at in an agency's ledger, and when a growing agency should move to asset based lending.
4 November 2026Business loansMBO Funding: How Management Buyouts Are Financed in the UK
How UK management buyouts are funded: how lenders size senior debt, where asset based lending and vendor loan notes fit, and what credit committees ask of the management team.
3 November 2026GuidesHow Much Can My Business Borrow? EBITDA, Advance Rates and LTV
How much a business can borrow depends on what the lender lends against: profits, assets or property. We explain EBITDA multiples, asset based lending advance rates and LTVs, and how combining them can raise more.
30 October 2026Asset based lendingAsset Based Lending for Wholesalers: Raising Against Stock and Debtors
How UK wholesalers and distributors raise finance against stock and debtors through asset based lending, what lenders treat as eligible, and how to get more availability from the same assets.
28 October 2026Asset based lendingInvoice Finance: The Complete Guide for UK Businesses
How invoice finance works, who it suits, what it costs and what lenders look at, with factoring, discounting and the main alternatives compared.
26 October 2026Asset based lendingAsset Based Lending: The Complete Guide for UK Businesses
Asset based lending combines receivables, stock, plant and machinery and real estate in one revolving facility. This guide explains how ABL works, advance rates, costs, eligibility and when it beats a bank loan.
26 October 2026Business loansBusiness Loans: The Complete Guide for UK Businesses
A guide to UK business loans from £200k to £100m, covering senior term loans, revolving credit facilities, acquisition finance, recurring revenue finance and the Growth Guarantee Scheme.
26 October 2026