Business finance guides and insights
Plain-English guides to UK business finance: how each type of funding works, what lenders look for and how to get the best terms.
Working Capital Finance: The Complete Guide for UK Businesses
How working capital finance works, from revolving credit facilities to invoice finance and asset based lending, with costs, eligibility and how to choose the right facility.
26 October 2026Business loansBusiness Loans: The Complete Guide for UK Businesses
A guide to UK business loans from £200k to £100m, covering senior term loans, revolving credit facilities, acquisition finance, recurring revenue finance and the Growth Guarantee Scheme.
26 October 2026Property financeCommercial Mortgages: The Complete Guide for UK Businesses and Investors
A commercial mortgage is a long-term loan secured on business or investment property. This guide covers how they work, rates from 1% over Bank Rate, LTV up to 75%, eligibility, documents and refinancing.
26 October 2026Property financeBridging Loans: The Complete Guide to Short-Term Property Finance
Bridging loans provide fast, short-term finance secured on property, repaid from a sale or refinance. This guide explains how bridging works, costs from 0.69% a month, exits, eligibility and documents.
26 October 2026Government schemesGrowth Guarantee Scheme: The Complete Guide for UK Businesses
The Growth Guarantee Scheme gives accredited lenders a 70% government guarantee on facilities of up to £2m per group. This guide explains how GGS works, who it suits, costs, eligibility and how to apply.
26 October 2026Asset based lendingAsset Based Lending: The Complete Guide for UK Businesses
Asset based lending combines receivables, stock, plant and machinery and real estate in one revolving facility. This guide explains how ABL works, advance rates, costs, eligibility and when it beats a bank loan.
26 October 2026Asset based lendingStock Finance UK: A 2026 Guide for Retailers and Wholesalers
Stock finance UK businesses rely on has become harder to navigate in the post-pandemic trading environment, where suppliers want payment up front and customers expect 60-day terms.
27 May 2026Business loansBusiness Loan Refinancing UK: 2026 SME Guide to Lower Rates
Business loan refinancing in the UK has become one of the most practical ways for SMEs to ease the pressure of monthly repayments and free up working capital in 2026.
19 May 2026Government schemesVAT Loans UK: 2026 SME Guide to Spreading HMRC Tax Bills
VAT loans UK businesses can access have become one of the most effective ways for SMEs to keep working capital intact while still settling HMRC on time.
15 May 2026Asset based lendingInvoice Discounting vs Factoring UK: SME Guide for 2026
Late payment is a tax on growth for British SMEs.
13 May 2026Property financeProperty Development Finance UK: A 2026 Guide for SME Developers
Property development finance UK lenders provide is one of the most powerful tools available to SME developers, yet it remains one of the most misunderstood corners of commercial lending.
12 May 2026Business loansAcquisition Finance UK: Funding MBO and MBI Deals for SMEs
Acquisition finance UK - the funding stack used to buy a company - sits at the centre of every management buyout, bolt-on or trade purchase below the £25m mark.
6 May 2026