Larger raises

Debt advisory for £10m to £100m raises

What a debt adviser does

What a debt adviser does at each stage
Stage	What we do
Strategy	Review your current debt, plans and options; agree the target structure and the lenders to approach
Credit case	Build the information memorandum, forecast model and the narrative credit committees need
Competitive process	Approach lenders in parallel and compare indicative terms like for like
Negotiation	Advance rates, leverage, covenants, fees, security and conditions
Execution	Manage due diligence, valuations, legal documents and completion

UK clearing banks: corporate, leveraged and ABL teams for established, profitable groups
Challenger banks: growth finance and real estate teams, often quicker and more flexible
Specialist and non-bank lenders: ABL, development and bridging lenders
Private credit and debt funds: unitranche, stretch senior and complex situations
Government-backed support: for example UK Export Finance guarantees for exporters

How GBF compares with a typical accountancy firm's debt advisory team
Compared	GBF	Typical accountancy debt advisory
Who runs the deal	A senior adviser, start to finish	Partner-led, often delegated to a team
Lender reach	Whole of market, including specialist and non-bank lenders	Often bank and fund focused
Range	£200k to £100m across products	Often £2m+ or £10m+ only

Talk it through

Tell us what you need and we will search 650+ lenders for indicative terms.

FAQs

When should I appoint a debt adviser?

Three to six months before you need the funds, or before a refinance date, so there's time for a competitive process.

Do I still need my accountant or lawyer?

Yes. We work alongside them: they handle due diligence and documents, and we handle the lenders.

Is a debt adviser worth it on a large raise?

On larger facilities, small differences in pricing, leverage or covenants add up to large sums, and lender competition is the best way to win them.

Can GBF work on property and development finance at this size?

Yes. Development finance runs from £5m to £100m.

Raising £10m or more?

Share the outline of the raise and we will come back with the structure, the lenders we would approach and a timetable.